Author: Ese Williams

Ese Williams

Ese Williams is a fintech and crypto content strategist with a keen focus on Africa’s evolving digital finance landscape. At Coinafrica, Ese covers critical developments in payments, blockchain adoption, digital assets, and financial infrastructure — bringing clarity to complex topics for both new and seasoned readers.

Ethiopia has introduced a crypto ban targeting birr-based peer-to-peer (P2P) transactions, tightening oversight as regulators work toward a formal digital asset framework. The National Bank of Ethiopia (NBE) announced that birr-denominated P2P crypto trades are prohibited unless explicitly authorised. The move marks a significant development in Ethiopia’s crypto regulation, especially in a country where foreign exchange controls are already strict. For now, all birr-paired peer-to-peer crypto transactions remain banned. Why Ethiopia Imposed the Crypto Ban The Ethiopia crypto ban specifically targets digital asset trades paired with the national currency, the birr. According to the NBE, any trading platform facilitating birr-based…

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South Africa is tightening crypto oversight as regulators move to bring cross-border digital asset transfers under formal capital control rules. The government says the new framework will reduce regulatory gaps, strengthen financial stability, and provide clearer guidance for institutions operating in the crypto sector. Finance Minister Enoch Godongwana announced draft measures during the February 25 budget speech. The proposal would bring crypto assets under the Currency and Exchanges Act, giving the South African Reserve Bank (SARB) expanded authority over offshore crypto transactions. The move signals a major shift in how South Africa crypto oversight will function going forward. What the…

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The Nigeria crypto rule introducing a ₦2bn capital requirement for licensed exchanges is a major regulatory step. While some users worry about restrictions, the rule is designed to strengthen the crypto ecosystem, protect investors, and improve exchange reliability. Here’s what it means for both platforms and everyday users. Is Crypto Still Legal in Nigeria? Yes. The rule applies only to exchanges, not to individuals. Nigerians can continue to buy, sell, and hold cryptocurrencies such as Bitcoin, Ethereum, and stablecoins. Trading activity is not banned, but platforms must now meet minimum capital requirements. Suggested read to dive deeper into regulations and…

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Key Strategic Signals This Week Between February 9–14, 2026, Africa crypto trends revealed strategic shifts in user behaviour, stablecoin adoption, and market patterns. Bitcoin hovered near $68,000, altcoin momentum softened, and the US dollar strengthened. Beneath apparent stability, deeper structural changes were emerging: These developments highlight Africa’s crypto trends and show how macro forces shape adoption in emerging economies. market trends in February 2026 and reveal deeper behavioural and economic dynamics. Reading Beyond the Charts and Understanding User Behaviour This week was not about dramatic price swings. Instead, it revealed macro patterns, behavioural evolution, and strategic implications. In Africa, these…

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Africa Bitcoin Corp, Africa’s first publicly listed Bitcoin treasury company, recently acquired 1.35 BTC, raising its total holdings to 4.55 BTC. This move, reported by The Writer’s Room, marks a notable step in Africa’s corporate crypto adoption journey. While the total may appear modest compared to global treasury giants, it signals increasing confidence in Bitcoin as a strategic asset for African businesses. Why This Bitcoin Acquisition Matters 1. Corporate Strategy Shift Africa Bitcoin Corp isn’t buying Bitcoin for speculation. This is a strategic treasury allocation, similar to patterns seen in global companies such as MicroStrategy. By holding BTC on the…

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South Africa’s stablecoin regulation is gaining attention as the country’s central bank speaks openly about the risks linked to digital assets, particularly stablecoins. This comes at a time when stablecoins are increasingly used for everyday transactions. These include payments and settlements across Africa. Our recent article on Ozow Expanding Crypto Payments in South Africa highlights this trend. In the past few days, officials from the South African Reserve Bank (SARB) issued public warnings. They highlighted potential financial and systemic risks from the growing use of stablecoins. This marks a shift from passive observation to active regulatory engagement. It also suggests…

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