Author: Louis Dike

With the global crypto market exceeding $4 trillion, analysts now see Africa as the frontline of the next phase of adoption. Crypto in Africa is no longer just about speculation — it’s about sovereignty, inclusion, and survival. From remittances to stablecoin-based trade, millions rely on crypto for daily finance. Yet the continent faces a crossroads: either embrace innovation through thoughtful regulation and infrastructure, or risk being left behind by the digital financial revolution. See more related: Africa Could Lead with Local-Currency Stablecoins Amid Regulatory Shifts Policy Gaps and Opportunity Many African regulators are still defining frameworks. Countries like South Africa…

A report by Standard Chartered warns that U.S.-dollar-backed stablecoins could drain over $1 trillion in deposits from emerging-market banks within the next three years. The bank highlights Africa, Latin America, and Southeast Asia as the most vulnerable regions, where citizens use stablecoins as a hedge against inflation and to access dollar liquidity amid weak local currencies. Africa’s Growing Stablecoin Dependence Across Nigeria, Kenya, and Ghana, stablecoins like USDT, USDC, and PYUSD are already being used for: See more related: Nigeria Becomes World Leader in Stablecoin Adoption, SEC Recognizes Digital Assets This shift, while empowering individuals, could destabilize traditional banks unless…

More than 650,000 Scan-to-Pay merchants in South Africa can now accept crypto payments directly at checkout. Powered by MoneyBadger, the integration allows customers to pay with Bitcoin, Ethereum, and stablecoins without converting them to rand first. This marks a significant leap for South Africa, long considered a crypto-friendly jurisdiction. By merging existing QR-based payment infrastructure with blockchain technology, crypto is becoming part of everyday commerce. MoneyBadger, which partnered with leading local exchanges, said the rollout aims to simplify digital payments and empower merchants to engage with a new demographic of crypto-savvy consumers. See more related: 31,000+ South African Merchants Can…

Bitcoin has officially entered uncharted territory, soaring past $125,000 to set a new all-time high. The surge marks one of the most significant moments in crypto history and cements BTC’s position as the leading global digital asset. Analysts attribute the rise to heavy institutional inflows, particularly from spot Bitcoin ETFs, coupled with renewed interest from hedge funds and high-net-worth investors. What’s Fueling the Rally “Bitcoin has crossed the psychological $125,000 mark, signaling not just market optimism but a structural shift in investor confidence,” said one analyst at Galaxy Digital. See more related: ETF Hopes Surge for Litecoin, XRP & Solana…

In a landmark development for Africa’s digital asset industry, Africa Bitcoin Corporation (ABC) has officially listed on the Namibia Securities Exchange (NSX) alongside its non-bank lender, Altvest Credit Opportunities Fund (ACOF), on 2 October 2025. This listing makes ABC Africa’s first publicly traded Bitcoin treasury company, marking a historic step toward bringing regulated Bitcoin investment access to investors across the continent. Regulated Bitcoin Access for Namibian Investors Through this listing, Namibian investors can now gain exposure to Bitcoin through a fully compliant, locally regulated investment vehicle by purchasing shares of ABC directly on the NSX. ABC’s ordinary shares trade under…

Africa’s crypto market is buzzing with regulatory developments this week. As of 3 October 2025, three major players — Nigeria, Kenya, and South Africa — are setting the tone for the continent’s digital asset future. From tighter taxation in Nigeria to Kenya’s landmark VASP bill, here’s what’s shaping Africa’s crypto economy today. Nigeria: Stricter Rules and Taxation Ahead Nigeria continues to be the largest crypto hub in Africa, but regulators are tightening their grip: Despite these moves, Nigeria’s P2P markets remain resilient, with adoption driven by cross-border remittances and a hedge against naira volatility. Kenya: VASP Bill Gains Momentum Kenya…

Currency swings are once again fueling the debate on crypto’s role in Africa’s financial system. The latest FX trends show Nigeria’s Naira gaining strength, while Ghana’s Cedi is weakening — trends that directly impact everyday businesses and households. For many, these shifts underscore why digital assets, particularly stablecoins, have become essential tools. Traders and consumers in both countries increasingly turn to USDT and Bitcoin as hedges against volatility. See more related: Ghana Begins Mandatory Registration for Crypto Firms as Full Licensing Framework Heads to Parliament Analysts note that when the Naira strengthens, crypto activity shifts more toward investment and remittance…

Despite being a global leader in grassroots crypto adoption, cash still dominates Africa’s economy. Small businesses, street markets, and even large sectors remain overwhelmingly cash-based, slowing down digital transformation. But a new bridge is emerging: crypto adoption in Africa. Stablecoins, Bitcoin, and payment platforms are increasingly filling the gap between cash and digital finance. Unlike traditional banks or fintech apps, crypto provides fast, borderless, and inflation-resistant transactions. See more related: Africa Could Lead with Local-Currency Stablecoins Amid Regulatory Shifts Analysts believe that while cash will remain central for years, crypto is positioning itself as the bridge to financial inclusion. For…

Morocco finds itself at a crossroads in 2025. While cryptocurrency transactions remain officially prohibited, the central bank is actively drafting a crypto regulatory framework and exploring a digital currency (e-Dirham). At the same time, Moroccan users continue to engage in peer-to-peer (P2P) crypto trading, placing the country among the top 25 globally in crypto adoption. The Ban and the Reality Since 2017, Morocco has maintained a blanket ban on crypto transactions. But enforcement has not stopped activity: This paradox underscores the gap between regulation and on-the-ground reality. See more related: 31,000+ South African Merchants Can Now Accept Crypto Payments Central…

Ripple’s new RLUSD stablecoin is gaining attention as a potential disruptor in Africa’s $329 billion remittance market. With cross-border payments remaining expensive and slow across much of the continent, RLUSD is being positioned as a cheaper, faster alternative to traditional banking rails. Why Remittances Matter in Africa Remittances are a lifeline for millions of African households: Ripple argues that stablecoins like RLUSD can cut these costs dramatically while improving speed and access. See more related: RLUSD Stablecoin Expands Into Africa Through Chipper Cash, VALR, and Yellow Card What RLUSD Brings to the Table Challenges Ahead The Bigger Picture If successful,…