Millions of Africans are excluded from digital finance due to a lack of smartphones or internet access. Bitcoin for feature phones in Africa is now possible thanks to Machankura, a startup founded by Kgothatso Ngako. By using simple USSD codes, Machankura lets people send, receive, and spend Bitcoin directly from their basic phones.
How Machankura Turns Feature Phones Into Bitcoin Wallets in Africa
Machankura uses USSD technology, the same system people use to check airtime or mobile money balances by dialing codes like *123#.
- Dial a simple USSD code to access Bitcoin menus.
- Create wallets, check balances, and send Bitcoin instantly.
- No app or internet needed.
Using the Bitcoin Lightning Network on Feature Phones
Machankura integrates with the Bitcoin Lightning Network, allowing fast, low-fee transactions.
- Send Bitcoin within seconds.
- Use a Lightning address instead of long transaction strings.
- Make everyday payments without internet access.
Learn more about the Lightning Network at Bitcoin.org.
Countries Using Machankura for Bitcoin on Feature Phones
Machankura operates in:
- Kenya
- Ghana
- Nigeria
- South Africa
- Zambia
- Malawi
- Namibia
- Uganda
Users dial country-specific USSD codes. Over 39,000 mobile phones are connected. In Kenya, Bitcoin can be converted to M-PESA mobile money, and in South Africa, users can spend Bitcoin at retail point-of-sale terminals.
Why Bitcoin for Feature Phones Matters in Africa
Africa has one of the largest populations without bank access, yet mobile money is widespread. Bitcoin for feature phones in Africa enables:
- Fast peer-to-peer transfers
- Cross-border payments without banks
- Digital financial inclusion for offline communities
An interesting read for you: Stablecon Salons Africa 2026: Exploring Stablecoin Infrastructure Across Emerging Markets
Challenges for Bitcoin on Feature Phones
- Regulation: Some governments and telecoms are cautious.
- Access to Bitcoin: Users need ways to buy crypto.
- USSD Costs: Running services can incur thousands in annual costs.
Machankura’s Unique Approach to Crypto Adoption
Unlike traditional crypto apps, Machankura focuses on practical inclusion:
- Adapts to devices people already trust.
- Enables everyday payments and local economies.
- Supports users without smartphones or consistent internet access.
