For most Africans, investing in a property fund or private credit vehicle has never been realistic. The minimum amounts were too high. The barriers too many. However, Paga is now working to change that. On 30 June 2026, Paga announced a partnership with TBook to bring tokenised real-world assets to African users.
TBook is a blockchain infrastructure startup based in New York. Together, they will connect Paga’s payments infrastructure with TBook’s asset marketplace. That marketplace runs on the Sui blockchain. So an everyday user in Lagos can now invest in fixed-income products and global assets directly from an app they already use.
What the Partnership Actually Offers
The deal covers three areas. First, users get access to high-yield USD accounts. Second, they gain stablecoin payment solutions. Third, cross-border transactions become simpler and cheaper. The minimum investment is $100. That low entry point is deliberate. It is designed for everyday users, not institutions.
Furthermore, Paga Engine processed $12 billion in transaction value in 2025 and powers payments for over 300 businesses. So TBook gains access to one of Africa’s largest fintech distribution networks instantly. TBook works as the embedded liquidity layer. It connects institutional-grade investment products to consumer apps like Paga. Therefore, users do not need to manage wallets or navigate complex DeFi platforms. The investment opportunity is visible. The blockchain stays invisible.
Tayo Oviosu, Founder and Group CEO of Paga, was clear about the goal. “This partnership gives everyday Africans access to investment-grade opportunities that have historically been out of reach,” he said.
Part of a Bigger Paga Strategy
Moreover, this deal is not a standalone move. It is part of a deliberate expansion beyond payments.In May 2026, Paga announced a Sui partnership at Sui Live Miami covering USD accounts, crypto on- and off-ramps, tokenised RWAs, and cross-border payment rails. Then in the same month, Paga integrated stablecoin settlement through Crossmint.
Together, these moves show a company building a full-stack African financial platform — one that combines payments, savings, stablecoins, and investments. Oviosu described the vision plainly at Sui Live.
“These are the walls of the cage, and until we tear them down, financial freedom on this continent is incomplete,” he said.
The Global RWA Market Provides the Context
The timing of this partnership also makes sense globally. The total value of tokenised real-world assets on blockchain networks has reached $31.59 billion, according to rwa.xyz. Additionally, the broader asset tokenisation industry was valued at $2.08 trillion in 2025. It could reach $18.74 trillion by 2031, according to Mordor Intelligence. Major institutions like BlackRock and JPMorgan have already moved into tokenised assets.
So Paga and TBook are now building Africa’s entry point into that same market.However, success will depend on more than infrastructure. African users will need to trust these products enough to invest. Regulators in Nigeria and Ethiopia will also need to provide clarity. Paga has confirmed that all products will be distributed only through regulated entities in each market.
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Editorial Takeaway
Paga’s partnership with TBook is about more than a new product. It is about repositioning entirely. The company Africans already trust for payments now wants to become the platform they use to build wealth.
Africa has millions of users sitting on idle wallet balances that earn nothing. Tokenised RWAs at a $100 minimum could change that — not by reinventing habits, but by meeting users exactly where they already are.
